Important Disclosures

Last Updated: October 1, 2023

Not a Lender

Fine Point Lending is not a bank, lender, or credit union. We are a lending marketplace that connects small business owners with third-party lending partners. We do not make credit decisions or fund loans.

Rates and Terms

All rates, terms, and conditions shown on this website are estimates based on historical data and lender criteria. Actual rates and terms vary based on creditworthiness, business financials, and the specific lender's underwriting guidelines.

SBA Loans

SBA loans are subject to guidelines established by the U.S. Small Business Administration. The SBA guarantees a portion of the loan, but the loan is issued by an approved lender, not the SBA itself.

Compensation

Our service is free for business owners. Fine Point Lending may receive compensation from the lending partner when a loan is funded. This compensation does not affect the terms of your loan.

State Regulations

Certain loan products may not be available in all states due to local regulations. Check with your funding advisor for state-specific availability.