How It Works
We've simplified the complex world of business financing. One application connects you to dozens of top lenders, saving you time and money.
1. Quick Application
Complete our secure online application in under 5 minutes. Tell us about your business, your revenue, and how much funding you need. This involves only a soft credit pull, meaning it won't impact your credit score.
2. Provider Matching
After you submit a completed application, we review your profile and match it with providers in our network. Quotes are expected within 24–72 hours, subject to provider review, approval, documentation, and bank processing.
3. Review Your Offers
If providers respond with offers, a funding advisor can help you compare APRs, factor rates, terms, and payment schedules side by side so you can make an informed decision without pressure. Eligibility and available offers vary by provider.
4. Close & Fund
After you accept an offer and complete any final documentation, funding is expected the same day or within 24 hours. SBA funding may take up to 60 days. Timing depends on provider approval, documentation, and bank processing and is not guaranteed.
Don't just take our word for it
"Fine Point Lending got us funded in 48 hours. We thought SBA loans took months — they proved us wrong."
Maria T.
Restaurant Owner, TX
$175K SBA 7(a)