Privacy Standards

We collect information you provide on our application (business and personal identification, financial details), bank statements you upload, and credit report information from a soft pull.

We collect technical information (IP, device, browser, referring URL) for security, fraud prevention, and product improvement.

Primary use: to match you with appropriate lending partners and shepherd your application through to funding.

Secondary uses: aggregate analytics, fraud prevention, regulatory compliance, and product improvement.

We share your application information only with lending partners we believe are likely to approve and offer competitive terms — not with our entire network.

Each lender receiving your information is subject to its own privacy policy and data-handling obligations.

We retain application information for as long as needed to service your relationship with us and our lending partners, and to meet legal/regulatory record-keeping obligations.

Marketing data is retained until you unsubscribe or request deletion.

You may request access to, correction of, or deletion of your personal information by emailing privacy@finepointlending.com. Some information must be retained to meet legal obligations.

California, Colorado, Virginia, Connecticut, and Utah residents have additional rights under state privacy laws — see /privacy for details.

Information is encrypted in transit (TLS 1.2+) and at rest. Access is restricted to staff and contractors with a legitimate need. Bank credentials, when used for statement retrieval, are handled through tokenized aggregator integrations and never stored by Fine Point Lending in plain text.