Terms of Service

Last Updated: October 1, 2023

Please read these Terms of Service ("Terms") carefully before using the Fine Point Lending website and services.

Acceptance of Terms

By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the service.

Description of Service

Fine Point Lending operates a marketplace connecting small businesses seeking commercial loans with third-party lenders. We are not a direct lender, bank, or credit union.

User Responsibilities

You represent and warrant that all information you provide to us is accurate, complete, and current. You authorize us to share this information with our network of lenders for the purpose of obtaining loan offers.

Credit Checks

By submitting an application, you authorize Fine Point Lending and its lending partners to obtain your credit report. Our initial check is a "soft pull" that does not affect your credit score, but a lender may require a "hard pull" later in the process.

Limitation of Liability

In no event shall Fine Point Lending be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.